FIRST TIME HOME BUYERS – MAKE A PLAN
Buying a home for the first time can be a scary and overwhelming experience – especially when you are dealing with the banks! For a successful purchase, you should follow a few steps – in sequence.
Step 1: Get Pre-Approved for a Mortgage
This is important because it guarantees your rate for up to 6 months AND gives you the confidence of knowing EXACTLY what you can afford. The new mortgage rules of 2018 will mean that ALL buyers will need to qualify at the 5 year Fixed Rate.
Step 2: Search for Homes
We have a system whereby we can set-up the perfect search for you so that you won’t miss out on any new listings OR price reductions. Our system can also search for estate sales or bank sales which can sometimes offer a compelling value. You don’t need to waste time searching Realtor.ca because you will know about listings BEFORE they go public.
Step 3: Look at Homes
The next step is start viewing homes and comparing locations, price and value. We will provide you with all the local community information, any house history, planned construction as well as a list of similar SOLD properties so you will know exactly what the home is worth (and you won’t need to worry about the bank appraisal).
Step 4: The Offer Process
Once we’ve found a home you love, we will prepare the documents and present the offer on your behalf. We are experienced negotiators that will get the lowest price, on the best terms with the most chattels (stuff you like that comes with the homes). Often times we can get the home painted and have furniture included all for the same price.
Step 5: The Legalities
Once our offer is accepted, we will forward the paperwork to the lawyers, arrange the home inspection and follow through with the waiver of conditions. In the end, you get the home in a stress free process. We will communicate with you all the way through and always keep you up to date.
Don’t worry, we’ve got your back! The best part – All of our services are FREE. The seller pays our fee.
Ready to get started?
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